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Load Factoring

WHAT IS FACTORING- OTR buys your invoices and pays you the same day or next morning at a small discounted rate to increase your cash flow, decrease your risk and free up your time.

NON-RECOURSE FACTORING- you sell your invoices to us then we assume the collections and credit risk. Rates as low as 2.25% based on monthly volume.

RECOURSE FACTORING- You obtain a lower rate and assume the credit risk. We advance you a percentage of the invoice and release your money once your customer pays minus a small, nominal factoring fee.



Pricing Structure For 1-3 trucks
 Non-Recourse  Recourse 
4%  3%
96% Deposited into Bank Account 92% Deposited into Bank Account

   - Free to start
   - Approved within an hour
   - Fuel card with discount options 
   - Fuel advances 7 days a week
   - No monthly minimums
   - No long term contract
   - 24/7 online credit check
   - Choose which customers to factor
   - Personalized, dedicated team with an account manager


Click Here to download a faxable application form!

Call or email Brandon Durbin at 303-455-0124  or